INSURANCE: Is It Covered? Do You Have Enough?

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When was the last time you reviewed your homeowner’s insurance policy?

Many people hardly give their policies a second thought until the need arises. This can lead to misunderstandings about what’s covered and what percentage of the value is covered.

Questions to ask your insurance company:

Does my homeowner’s insurance cover natural disasters and what kind?

It depends. Standard coverage does include wind damage, including that from hurricanes and tornadoes, said the Insurance Information Institute. However, they don’t typically cover flooding, including water damage from a hurricane, so read your policy carefully to learn its limits. Standard policies cover fires, including wildfires, as well as hail and lightning strikes, but typically not earthquakes. Beyond the actual dwelling, homeowners policies also usually cover detached structures such as a garage or gazebo.

Do I need an umbrella policy?

Perhaps. Umbrella policies provide additional liability protection beyond the monetary limits on your standard auto or homeowner coverage. This can be helpful if you cause a major accident and are subject to a large legal judgment. Do I have enough insurance for my home and personal property?

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Find out the cost to rebuild your home and take inventory of your personal property and it’s approximate value. Then call your agent and update your insurance!

LOCAL BUSINESS SPOTLIGHT :: WEST SEATTLE NURSERY

You know that feeling when you step inside a friend’s house, are offered a cup of coffee and told to make yourself at home? Now imagine that friend’s house is full of incredible pottery, indoor plants hanging from the ceiling, and an espresso bar. Not to mention, their front, back, and side yards are impeccably manicured with tastefully chosen foliage and water features. Is this a dream, you ask? No!

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WEST SEATTLE GARDEN TOUR :: GARDEN INSPIRATION

From master gardeners, to garden hopefuls, to apartment dwellers and beyond. The West Seattle Garden Tour (WSGT) is back for its 24th year, and ready to provide inspiration to all garden lovers. Jeff Daley, horticulturist and arborist for Seattle Pacific University and the sponsorship chairman for the WSGT, kindly gave me a moment of his time so I can help spread the word about this incredible community resource. Jeff is a Gatewood neighbor who has lived in our community for 61 years.

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DIY AREA RUG WASHING!

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It can easily cost $200 to have a rug professionally cleaned. It’s also a hassle.

You can clean it yourself by placing a plastic drop cloth or tarp underneath it, then using a carpet cleaner. If you don’t have one, you can rent one at many different grocery stores, or borrow one from a friend. Make sure to vacuum it well, first!

 

APRIL EVENTS

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Here is a list of some exciting things happening  this month in  and around Seattle!

1-30: SKAGIT VALLEY TULIP FESTIVAL tulipfestival.org

2-19: SEATTLE RESTAURANT WEEK 3-course meal, 165 restaurants, dinner & some lunch offers. srw.seattletimes.com

20-22: CHERRY BLOSSOM FESTIVAL Celebrate Seattle’s friendship with Japan and Japan’s gift of 1000 cherry trees in 1976. Enjoy Japanese art, dance, music, and food. http://www.cherryblossomfest.org/

28-29: NW GREEN HOME TOUR Free and fun for the whole family, selfguided tour features healthier and greener new single-family, multi-family, tiny homes & remodels in the greater Seattle area. www.nwgreenhometour.org

IN THE MARKET

  WEST SEATTLE LISTING WITH 12 OFFERS! LISTED: $515,000 SOLD: $660,00

WEST SEATTLE LISTING WITH 12 OFFERS! LISTED: $515,000 SOLD: $660,00

Northwest Multiple Listing figures for March show a surge in pending sales compared to February as the spring market heats up. Compared to a month ago, pending sales climbed more than 29% (from 7,980 in February to 10,311 in March).

NWMLS member brokers continue to work on increasing the supply of listings. We added 10,595 new listings during March, slightly more than a year ago when we added 10,321 properties to the market. Last month's additions marked a big gain from February when 7,284 new listings were added.

As has been the pattern, pending sales nearly equaled the number of new listings. Prices overall are up about 13.2% from a year ago, and even more so in the four- county Puget Sound region. Among these four counties, Kitsap had the largest year- over-year increase at 19%, but King County homes are still the priciest.

The median price for last month's sales of single family homes and condos combined in King County is $625,000, up 17.9% from a year ago. For single family homes, excluding condos, the median price for last month's sales was $689,950. Year-over-year prices are up more than 18% in Pierce County and about 14.3% in Snohomish County.

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The hot market seems to affect all price ranges. The MLS statistics confirmed sales of luxury homes are rising. A comparison of first quarter figures show the year-over- year number of homes sold, priced at $1 million or more, rose nearly 28%.

Out of the 78 markets surveyed, Seattle is ranked #1 for 2018 by PWC and the Urban Land Institute. The positive outlook crosses all sectors with the strongest for investment and development in Industrial and Single Family Housing.

I am happy to meet for coffee to discuss the market and how it impacts your real estate.

PRESENT FOR MOM?

PAINT SOME POTTERY FOR HER ON APRIL 29th

 

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Hi Clients and Friends!

Are you looking for the perfect gift for the MOM in your life?

Bring the kids and come join the fun and make  a gift for Mother's Day! I will provide the beer, juice and snacks. The pottery runs an average of $25/piece.  Perfect for ages 2-adult. We have spaces for 10 people.  

Please RSVP by April 25th!!
https://www.eventbrite.com/e/pottery-painting-for-moms-day-tickets-45071337584