Moving Checklist for Home Buyers

Buying a home can be stressful…and moving is the one thing that your real estate agent can’t help you with.  No matter how hard we try!  I have compiled this list to help people buying a new home with the exciting, yet daunting, task of moving.  This list has come from mentors, associates, the world wide interweb, and personal experience.  Hopefully, you will find it helpful!

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INSURANCE: Is It Covered? Do You Have Enough?

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When was the last time you reviewed your homeowner’s insurance policy?

Many people hardly give their policies a second thought until the need arises. This can lead to misunderstandings about what’s covered and what percentage of the value is covered.

Questions to ask your insurance company:

Does my homeowner’s insurance cover natural disasters and what kind?

It depends. Standard coverage does include wind damage, including that from hurricanes and tornadoes, said the Insurance Information Institute. However, they don’t typically cover flooding, including water damage from a hurricane, so read your policy carefully to learn its limits. Standard policies cover fires, including wildfires, as well as hail and lightning strikes, but typically not earthquakes. Beyond the actual dwelling, homeowners policies also usually cover detached structures such as a garage or gazebo.

Do I need an umbrella policy?

Perhaps. Umbrella policies provide additional liability protection beyond the monetary limits on your standard auto or homeowner coverage. This can be helpful if you cause a major accident and are subject to a large legal judgment. Do I have enough insurance for my home and personal property?

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Find out the cost to rebuild your home and take inventory of your personal property and it’s approximate value. Then call your agent and update your insurance!

LOCAL BUSINESS SPOTLIGHT :: WEST SEATTLE NURSERY

You know that feeling when you step inside a friend’s house, are offered a cup of coffee and told to make yourself at home? Now imagine that friend’s house is full of incredible pottery, indoor plants hanging from the ceiling, and an espresso bar. Not to mention, their front, back, and side yards are impeccably manicured with tastefully chosen foliage and water features. Is this a dream, you ask? No!

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WEST SEATTLE GARDEN TOUR :: GARDEN INSPIRATION

From master gardeners, to garden hopefuls, to apartment dwellers and beyond. The West Seattle Garden Tour (WSGT) is back for its 24th year, and ready to provide inspiration to all garden lovers. Jeff Daley, horticulturist and arborist for Seattle Pacific University and the sponsorship chairman for the WSGT, kindly gave me a moment of his time so I can help spread the word about this incredible community resource. Jeff is a Gatewood neighbor who has lived in our community for 61 years.

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DIY AREA RUG WASHING!

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It can easily cost $200 to have a rug professionally cleaned. It’s also a hassle.

You can clean it yourself by placing a plastic drop cloth or tarp underneath it, then using a carpet cleaner. If you don’t have one, you can rent one at many different grocery stores, or borrow one from a friend. Make sure to vacuum it well, first!